Roopanand Rick Paray, LUTCF
Innovative Planning Services
82-01 Rockaway Blvd., Suite 110
Woodhaven, NY 11416
I proudly add LUTCF after my name. It is an acronym for Life Underwriting and Training Course Fellow. It is a professional designation conferred only upon those individuals who meet or exceed the exacting qualification standards determined by the two organizations that jointly sponsor the designation, The American College and the National Association of Insurance and Financial Advisors (NAIFA).
According to them, the designation marks an agent’s long-term commitment to professionalism on behalf of clients, establishes the agent’s competence and business experience, marks a commitment to The American College’s and NAIFA’s Code of Ethics and fosters additional professional development.
A Fellow has successfully completed five courses of the curriculum, in addition to an Ethics Course and be a member in good standing of NAIFA.
What is NAIFA?
The National Association of Independent Fee Appraisers is an association of professional real estate appraisers committed to the support of its members, for a service of trust and integrity, that benefits the members, the profession and the general public.
The Association’s objectives are to raise the standards of the appraisal profession, to exchange experiences and ideas to the betterment of the profession and the public, to maintain and encourage a code of ethics of the highest standards for members, to gain recognition for its members as qualified professionals, to encourage educational pursuits for members in attaining a high standard of proficiency in their chosen specialty, and to promote fellowship among appraisers.
The Association was founded in 1961 as a non-profit association of professional real estate appraisers. Today, our Association has chapters throughout the United States and Canada, and we continue to expand our market outreach.
